Bad Credit Title Loans – Borrow Money With Poor Credit Score

Bad Credit Title Loans – Borrow Money With Poor Credit Score
Don't lose your time and apply for online loans right now! Get emergency money for any needs from the trusted lender Credit Title Loans

It is not anyone’s desire to have a bad credit score. But it may hinder you from getting a loan quickly. It should not be an issue anymore. Bad credit title loans are simply ones you get access to whether your credit history is good or not. You only need to own a car. This loan requires you to produce a car title to the lenders as collateral. The lenders deposit the money in exchange for the title.

The lenders, upon verifying and giving you the loan money you requested, will retain the car title, and you will be required to repay your title loan within the agreed period plus the interest charged on the loan. Upon completion, you will get back your title. However, the interest charged on these bad credit title loans are usually higher than normal loans plus their payment periods are shorter.

How Bad Credit Title Loans Work

Bad credit title loans are loans available to individuals who have a poor credit history. Such type of loan is known to be high in terms of interest. Despite that, you are expected to pay the loans within a short time. In case you need credit, and you know well that you have a bad credit score, you will likely decide to take any available loan without considering the terms. At this point, bad credit loans will solve your problem.

To access these bad credit title loans, you must first select a lender whose terms you feel are favorable. It can be done online using your phone. You will send an application through and get a response with an estimated loan amount. The lender then requests you to avail of your car for inspection and sign the necessary documentation to complete the process. The lenders will automatically give you the amount of money you have borrowed after completing the application process.

Loans Processed
Max Loan Amount
Approval Rate, %
APR, %

When you agree to the terms of the loan, the lender will give you the requested money, and in return, the car title will be withheld by the loan lender up to the time when the loan is fully settled. However, you will continue using your car during this period as you repay your loan. Many lenders prefer the repayment period to be 15-30 days, although some may negotiate with you. The loan repayment may be made by automatic deduction from your bank account authorized by you or through the lender’s website. In cases where you fail to honor your payments, the lender can repossess your car and sell it to recoup its money back. Bad credit title loans, compared to other loans, are expensive, and if not carefully managed, they may mess your finances.

» COMPARE: No Credit Check Title Loans

Benefits of Bad Credit Title Loans

There are several advantages you can keep in mind:

  • Quick money
  • Bad credit title loans provide the loan money quickly. As compared to the traditional lenders, it takes quite a short time to have the requested money. For online title loans and bad credit, the process is even faster than you need to show up physically to process.

  • No credit checks
  • Сhecking for your credit score is not part of the process. It is because the lenders do not consider your credit score. You will be given the title loan anyway.

  • Faster processing
  • Depending on the lender, these loans are known for one special quality, the lenders process them faster than other loans and thus come in handy.

  • No guarantors needed
  • When you apply for the car title loan for bad credit, your car title acts as collateral, and there is no need to have guarantors for your loan.

How to Apply for Bad Credit Title Loans

When you want to apply for bad credit title loans, you need to follow simple steps to take as little time as possible. It would be best if you began by completing a form online by answering the simple questions asked, getting approval from the lender, and getting your cash.

The application process for bad credit title loans begins at a title loan lender store of your choice or online using your phone. You will be required to fill in an application, after which you will get a notification with an estimated loan amount. Thereafter the lender will ask you to bring along your car for inspection. After that, you will sign loan application documents and finally get your money.

In summary, during a bad credit car title loans application, most lenders expect you to have your car as collateral, proof of income to show that you will be able to service your loan, an identity card issued by the government, and a car title. Some lenders may even ask you for an extra set of keys. Most lenders for bad credit auto title loans will not check your credit score because your car’s title will act as security for your loan.

Requirements for title loans with bad credit vary depending on the type of loan you would like to get. The process is, however, the same. For instance, to apply for car title loans online bad credit, you should provide your auto title to get the loan. The value of your title allows you to borrow with bad credit. It is also necessary for you to have a regular source of income to enable you to repay the loan without fail. After getting the loan, you are still allowed to continue driving your car as usual until you complete paying your loan.

The Cost of Bad Credit Title Loans

Bad credit title loans are costly. They may have an interest of about 300% per annum. When you calculate this, then the interest rate per month is around 25%, which is very high. It is exclusive of other fees that you will be required to pay.

When Will I Get My Loan?

A bad credit title loan gives you rapid access to cash. The application process is fast and straightforward. Many lenders take a maximum of 48 hours to disburse your loan. Others may even take 24 hours as long as all the requirements are in place. Therefore you can get your cash in one business day in your nearby lending store or on your bank account.

Last Updated 15.05.2022
View Profile is independent online service that aims to provide a wide amount of financial offers for our users.
How we are working
How we are working
Apply Online
Fill out your request from your cell phone, tablet or PC from the comfort of your home or on the go.
Submit your online loan request and get your decision in 1-2 minutes.
Get Your Cash
Receive your CASH when you need it! You get the funds directly to your account in 1 business day.
The Most Common Uses For a Loan
Major Purchases
Utility Expenses
Emergency Expense
Auto repair
New car
Debt consolidation
Home Renovations
Medical Expenses
Special Occasion
Fast and Easy Loans Online
Fast and Easy Loans Online
Ready? Get it only in 5 minutes!
Frequently Asked Questions
Andrew Drain
Andrew Drain
RapidLoan gives you the best loan offers at minimum interest rates. Just put in your details and some identity verification. You don’t even have to wait for weeks.
Dean Oster
Dean Oster
Want money to end your month-end expenses? RapidLoan is the solution that you need. They offer quick loans without having to do any paperwork.
Elizabeth Mizell
Elizabeth Mizell
After getting disappointed with many instant loan applications, I found RapidLoan. To say that they are great would be an understatement. They truly justify their name with their services.
Chris Wagner
Chris Wagner
I applied for a loan in the morning and got my disbursement amount in my bank before the day was over. RapidLoan helped me with my urgent needs.
Kimberly Perkins
Kimberly Perkins
I am always cynical when I find a lender these days. We can’t trust anyone with our personal and bank details. To my surprise, RapidLoan gives the loan amount quickly.
Brendan Grant
Brendan Grant
I was so sad after trying to apply on multiple lender platforms and not getting the amount. RapidLoan was straightforward and took the least time for me to apply for the loan.
Apply Now

Applying does NOT affect your credit score!

No credit check to apply.